OAK FARMS EMPLOYEES CREDIT UNION

PRIVACY NOTICE

     At Oak Farms Employees Credit Union, we are committed to providing members with the very best financial products and services to meet their needs.  We are equally committed to protecting our member's privacy.  We are required by law to give you this privacy notice to explain how we collect, use and protect your personal information.  At Oak Farms Employees Credit Union, your privacy is a top priority.

Information That We Collect

     Oak Farms Employees Credit Union collects nonpublic information from the following sources.

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer-reporting agency.

Parties To Whom We Disclose The Information

     We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.  Nonpublic personal information may be shared in order to conduct the business of the credit union.  These disclosures typically include information to process transactions on your behalf, follow instructions as you authorize or protect the security of our financial records.

     Oak Farms Employees Credit Union will only partner with businesses that follow strict confidentiality requirements and limit the use of the information we provide.  We will not sell nonpublic personal information to telemarketing firms, and we do not permit our business partners to sell nonpublic personal information to third parties.

     If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

How We Protect Your Information

     Oak Farms Employees Credit Union restricts access to your personal and account information to those employees, officers, agents and representatives necessary to effect, administer, service, or enforce products and services available to our members.  Our employees are trained in the importance of maintaining confidentiality and member privacy.  Oak Farms Employees Credit Union maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

If you have any questions concerning this policy or the manner in which your personal information is handled, please contact us at (713)547-7188.